Privacy Policy

This Privacy Policy explains how RateCalc ("we", "us", or "our") collects, uses, and protects your information when you use our website at ratecalc.app (the "Service").

1. Information We Collect

1.1 Data You Provide

When using RateCalc, you may provide:

• •Calculation inputs: Annual salary goals, business expenses, hours per week, etc. (stored locally in your browser)
• •Email address: Only if you purchase RateCalc Pro (processed by Paddle.com)
• •Payment information: Handled entirely by Paddle.com (we never see your credit card details)

1.2 Automatically Collected Data

• •Usage analytics: Page views, features used (anonymous aggregated data)
• •Browser information: Browser type, device type, screen resolution (for compatibility)
• •IP address: For security and fraud prevention (not linked to personal data)

2. How We Use Your Information

We use collected information to:

• •Provide and maintain the Service
• •Process Pro license purchases and activations
• •Improve user experience and fix bugs
• •Prevent fraud and abuse
• •Respond to support requests

3. Data Storage

3.1 Local Storage (Your Browser)

Your saved calculations and preferences are stored locally in your browser using localStorage. This means:

• ✓Your calculation data stays on your device
• ✓We cannot access your saved calculations
• ✓Clearing browser data will delete your saved calculations

3.2 Server Storage

We store minimal data on our servers:

• •Pro licenses: Email and license key (encrypted)
• •Analytics: Anonymous usage statistics (no personal data)

4. Cookies

RateCalc uses minimal cookies:

• •Essential cookies: Required for the Service to function (authentication, preferences)
• •Analytics cookies: Optional, anonymous usage tracking to improve the Service

You can disable cookies in your browser settings, but this may affect Service functionality.

5. Third-Party Services

We use the following third-party services:

6. Data Sharing

We may share your information only in these limited circumstances:

• •Payment processing: With Paddle.com to process transactions
• •Legal requirements: If required by law or to protect our rights
• •Business transfer: In the event of a merger, acquisition, or sale of assets

7. Your Rights

You have the following rights regarding your data:

• •Access: Request a copy of your data
• •Correction: Request correction of inaccurate data
• •Deletion: Request deletion of your data
• •Portability: Request your data in a portable format
• •Opt-out: Opt out of analytics tracking

To exercise these rights, contact us at support@ratecalc.app

8. Data Security

We implement reasonable security measures to protect your data:

• •HTTPS encryption for all data transmission
• •Encrypted storage of license keys
• •Regular security updates and monitoring
• •Access controls and authentication

However, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security.

9. Children's Privacy

RateCalc is not intended for users under 18 years of age. We do not knowingly collect data from children. If you believe a child has provided us with personal information, please contact us at support@ratecalc.app

10. International Users

RateCalc is operated from the United States. If you access the Service from outside the U.S., your information may be transferred to, stored, and processed in the U.S. By using the Service, you consent to this transfer.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify users of significant changes by updating the "Last Updated" date below. Your continued use of the Service after changes constitutes acceptance of the updated Privacy Policy.

12. Contact Us

If you have questions about this Privacy Policy or how we handle your data, please contact us: